Private lenders lend credit. So do banks. That is where the similarities end.

Bank and non-bank, private, and sovereign lenders are interested in knowing the facts of the investment, especially where it pertains to the future. All have guidelines. But non-bank and private lenders have no consumer-side money business and retail money products. Neither are they underwritten or subject to the standards under the Federal Reserve system. Banks borrow from the Fed, at minimal interest, and lend that money at a 10:1 ratio to their customers. They legally lend ten more dollars for every dollar they hold. And no one is talking about changing that. (See Notes below)

The New World
Private lenders are businesspeople. As such, they act with a more critical sense and vision than most bankers dream about. They are also more exacting when it comes to telling your story to get money.

Unsurprisingly, as much time is taken to weigh the character of the borrower and would be business partner as is taken on the project itself. This is the most common mistake that borrowers make in the current climate--not being transparent and honest.

Lenders and investors want to know the character of the borrower as a measure of reliability; they want to know if a borrower has "skin in the game"; they want to know the project's actual near-term cash flow; and they will explore the sources of cash the business generates toward payback and profit. They are looking for return of the principal--as banks do. But, unlike banks, they are also intensely focused on payment quality, consistency, project completion, and eventual expansion or sale.

The Art of Financing Science
These are our key tasks together:
Manage and explain the loan process as a borrower broker. Targeting and selecting the right business financing comes from ongoing discussion about growing a new business in a young industry. Strong relationships, know-who and know-how have equal weight. This permits critical relationship management and meaningful communication between the key parties.

Represent the borrower seeking project financing. Throughout my research and leadership, sustainable building (see more at sourcenewport.com) continues to bridge natural science and the finance of biofuels. But it also leads us to methods and scalable companies developing waste conversion technology, processes, and products.

What you can do
If you have a project of scale that you would like me to review, you are welcome to contact me by email: rbailey@trustedadvisory.com. Better yet click on the link below to submit your business overview--completely confidentially.To support our borrower clients and to keep this industry as professional as possible we adhere to a strict self-imposed code of ethical and professional conduct.

We occasionally recommend deal-based coaching programs to prepare their client and project to master the financing process. We provide everything you need to prepare, refine, and present yourself and your project/innovation for funding. Please ask about this.

Do You Require Funding for an R3 Renewable Energy Project?
Are you committed to Recycled/renewable/repeatable energy technology and business?
Have You Rethought A Real Estate Asset? Is it Cleantech-Driven?
Please summarize the project in your note, or outline the larger aspects of the project and a time when you are available to speak by phone or Skype. You are welcome to submit an executive summary of your business for my confidential review. (Please limit those to ten pages or fewer.) I do my best to reconnect with you within 24 hours.

Robert Bailey

Access
Please Submit Your Renewable Energy Project, or
Real Estate Development
Prior to Funding Preview
Click Here
Confidential Project Review

**Recommended Background: Modern Money Mechanics,
U.S. Federal Reserve (Download)