Private lenders lend credit. So do banks. That is where the similarities end.

Bank and non-bank, private and sovereign lenders are interested in knowing the facts of the investment. All have guidelines. But non-bank and private lenders have no consumer-side money business and retail money products. Neither are they underwritten or subject to the standards under the Federal Reserve system. Banks borrow from the Fed, at minimal interest, and lend that money at a 10:1 ratio to their customers. They lend ten more dollars for every dollar they lend. (See Notes below)

Private lenders are businesspeople. As such, they act with a more critical sense and vision than most bankers dream about. They are also more exacting when it comes to telling your story to get money.

Lenders want to know the character of the borrower, if a borrower has "skin in the game"; the project's actual near-term cash flow; and the sources of currency for payback and profit. They are looking for return of the principle--as banks do. But they are intensely focused on payment quality, consistency and completion.

I help manage the loan process as a borrower broker. Targetting business financing, business coaching and discussions about starting a new business are required. What ever it take for build strong relationships, know-who and know-how are equally important. This consists of critical relationship management and maintaining meaningful communication between the proper parties. I represent the borrower seeking project financing. After much research & consideration, I concentrate on sustainable building (see more at sourcenewport.com) and biofuels--biodiesel and ethanol.

If you have a project of scale that you would like me to review, you are welcome to contact me by email: rbailey@trustedadvisory.com. Please summarize the project in your note, or outline the larger aspects of the project and a time when you are available to speak by phone or Skype. You are welcome to submit documents for my confidential review. (Please limit those to ten pages or less.) I will contact you, in 24 hours or less.

In order to help individuals prepare themselves and their business porjects for financing , I offer a free 12 month membership in a core coaching program with a very talented faculty. We give you everything you need to get and use funding for projects and innovations. See coaching, below.

Robert Bailey

Notes: Modern Money Mechanics, Federal Reserve (Download)